You’ve left your home to get your child to school. You make sure that your child is properly secured in the rear seat, you adjust your mirrors and seat belt, you place your cell phone out of reach so you will not be distracted while driving. You have done all the right things.
Unfortunately, what you didn’t account for was a negligent driver who was busy chatting on the phone while they were driving. When you stopped at a red light, the car rear ended you. Fortunately, while you and your child both suffered injuries, they were nowhere near as serious as they could have been.
Fortunately, your accident was not as serious as the one which took place shortly after Thanksgiving when a family had to be rescued from their car after it began sinking. Hopefully, you will be able to recover from the traumatic event much more quickly than this family will recover from theirs.
Negligent operators are all over the roadways in New Orleans and the surrounding area. Some drivers are rushing to get where they are going and drive recklessly, others ignore traffic signals, and some just practice poor judgment getting behind the wheel of a car when they are impaired.
The bottom line is that once police are notified and you have sought medical care, the next thing that is likely to occur related to the accident is the telephone call from an insurance adjuster. What many people do not know is that too often, these phone calls are the most common reason for low settlement offers after a car accident.
What you say and do when dealing with insurance adjusters is important to how your accident case gets settled. In most cases, you are better off contacting a car accident attorney before you answer any questions or take any phone calls from an insurance adjuster. Remember, their goal is not to help you, it is to protect their employer, the insurance company.
Here are some things you should avoid when speaking with an adjuster:
Unfortunately, many accident victims are unable to take photographs or otherwise document an accident at the scene due to their injuries. However, there are still some steps which you can take once you are at home which will help your case. Some of these include:
While it may be difficult, the more details you can provide the better off you will be. In some cases, the police report may be able to help you piece together any information you may have forgotten. Remember, the sooner you gather this information, the sooner it will be possible to assess the financial losses you have suffered and file a claim.
Whenever you have been involved in an accident on Louisiana roadways, the days following the accident are chaotic. You have to notify your employer that you are unable to work, you have to schedule work to be done on your damaged vehicle, and you are trying to recover from the injuries you suffered. Do not allow insurance adjusters to take advantage of this chaos by sharing information which can create problems with your insurance claim. Instead, contact an auto accident attorney immediately to protect yourself.
There are numerous benefits to seeking legal advice following an accident. Remember, when you contact an attorney to schedule a consultation, the consultation is free. Additionally, you are under no obligation to hire the attorney you consult with. You need to make sure that your claim is protected and that you can seek compensation for an amount that is consistent with your loss and that often means hiring an attorney who has a proven record of success with other cases.
With over 50 years of legal experience serving families in the New Orleans area and surrounding Louisiana communities, our firm takes pride in providing clients with personalized legal services tailored to individual needs.
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