Car accidents can cause serious physical and emotional injuries as well as property damage. If the accident was caused by the intentional or negligent acts of another party, they are responsible for the injuries and damage caused by the accident. A responsible driver often looks to their car insurance policy to cover the cost of these injuries.
Unfortunately, a victim’s damages can be extensive and are not always covered by the negligent driver’s insurance policy. The time after an accident is already stressful and confusing, and this is only exacerbated when an insurance company denies coverage for your injuries.
Read on to understand strategies to help you recover for the full extent of the damages caused by the party responsible for your injuries.
Car accidents are a common source of injury in the United States, with more than four million people requiring medical attention because of an accident each year. In Louisiana alone, there were over 700 fatalities and over 72,000 injuries from car crashes in 2019.
While some accidents result in minor scrapes and bumps, some victims suffer serious injuries that require extensive medical intervention and rehabilitation, including:
In addition to physical injuries, some car accident victims suffer from emotional trauma as well, including depression, anxiety, and post-traumatic stress disorder (PTSD).
The costs of car accidents add up. A study by the National Highway Traffic Safety Association (NHTSA) found that the total economic costs of car crashes in a single year in the United States was $242 billion and when quality of life costs were included, the total jumped to $836 billion.
In order to recover for your injuries, you will need to determine whether any parties’ intentional or negligent acts caused the accident and your injuries. Work with your lawyer to analyze any party involved in the accident, including:
Your attorney will assess the details and evidence from the accident to develop a case against the responsible party. If possible, be sure to secure a police report after the accident in order to preserve important evidence from the scene.
In order to get complete recovery, you need to understand the full extent of the damages you have suffered because of the accident. Damages extend beyond your physical injuries. In addition to medical costs, you should also assess the following:
It is important to prepare a complete assessment of your damages in order to ensure you secure the maximum recovery you deserve from the defendant and their insurance provider.
The defendant and their insurance provider will attempt to minimize the extent of your damages in order to settle your claims for the lowest amount possible. No matter how strong your case is, an insurance company will not pay out amounts that exceed the defendant’s policy limits.
If your damages exceed the defendant’s policy limits, discuss the following strategies for recovery with your attorney:
An experienced car accident lawyer will be an important partner as you pursue recovery after your accident. If you or a loved one was injured in a car accident in Louisiana, contact Charbonnet Law Firm, LLC today at (504) 294-5118 or through our website to schedule a free consultation.
With over 50 years of legal experience serving families in the New Orleans area and surrounding Louisiana communities, our firm takes pride in providing clients with personalized legal services tailored to individual needs.
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